The CGL Coverage B—Personal and Advertising Injury Liability provides coverage for which of the following?

The CGL Coverage B—Personal and Advertising Injury Liability provides coverage for which of the following?

• A. Bodily injury
• B. False arrest
• C. Property damage
• D. Contractual liability

Answer: (B)

Coverage B protects personal and advertising injury liability, which includes harms like false arrest. False arrest is a form of personal injury—unlawful detention or restraint of someone—which is explicitly covered under this part of the CGL policy. Bodily injury and property damage are covered under Coverage A, not B, so they belong to a different section. Contractual liability is typically not the type of personal or advertising injury covered by Coverage B and is generally addressed elsewhere in the policy. So, false arrest is the best fit for what Coverage B covers.

Coverage B protects personal and advertising injury liability, which includes harms like false arrest. False arrest is a form of personal injury—unlawful detention or restraint of someone—which is explicitly covered under this part of the CGL policy. Bodily injury and property damage are covered under Coverage A, not B, so they belong to a different section. Contractual liability is typically not the type of personal or advertising injury covered by Coverage B and is generally addressed elsewhere in the policy. So, false arrest is the best fit for what Coverage B covers.